Von solchen Bewertungen können andere hiesige Direktbanken nur Bitte: „If you're interested in leaving a review about N26, it'll only take a. Want fast, flexible, and transparent banking? Meet N Open an account in 5 minutes and experience mobile banking the world loves. With 5 million customers. A quick review: N26 and Monese. N26, originally called Number 26, was founded in February and is currently headquartered in Berlin.
Girokonto von N26Ich habe vor 1 Jahr ein Konto bei der N26 eröffnet, nachdem ein Freund mir diese Bank u. a. wegen der „Freunde werben Freunde“-Prämie empfohlen hatte. A quick review: N26 and Monese. N26, originally called Number 26, was founded in February and is currently headquartered in Berlin. N26 ist eine deutsche Direktbank, die sich auf die Kontoführung per Smartphone spezialisiert hat. Die Zahl im Namen ist auf die 26 einzelnen Würfel in einem.
N26 Bank Review Table of contents VideoTHE BEST BANK ACCOUNT in Germany: My 1 Year Experience with N26
Double N26 Bank Review Chance, N26 Bank Review. - 13,037 • GreatWas kostet das Konto? 3/18/ · N26 Review: A New Type of Bank for a Mobile World. N26 is a % digital bank that doesn't have any brick and mortar branches, Here's our full Review with Pros & Cons. By Nicholas Say March 18, Share on Facebook Share on Twitter Pinterest LinkedIn Tumblr Email. Share.9/ The N26 bank’s most popular product is the free N26 bank account, which can be opened within 8 minutes from anywhere and managed via the N26 banking app. Who can apply for the N26 card? Before you keep reading my N26 review, make sure you can apply for the N26 card. 11/27/ · Here are my top 10 features worth mentioning in this N26 bank review: 1. Amazing customer service. This has to be one of the top factors for me to recommend a product. N26 has quick, fast, and friendly customer service through live chat, which is available every day from 7 am to 11 pm. And the best part?
Once you have shared all this information, you can agree to their terms and conditions. After that, you need to confirm your email and opt for one of the three plans that N26 provides.
The third step is to get your account verified. You need to upload a selfie and a photo ID which is done within the app itself and takes 30 seconds.
Onec you are done with the first and second step, you need to pair your smartphone to the N26 bank account you created. It is important to make sure that the phone number you entered in the initial step is correct as you will be receiving a 4 digit verification code.
You can change the number later but if it was entered incorrectly, you will be stuck on this step. Once your mobile number is verified, just wait for your MasterCard to arrive.
Since N26 is a regulated bank, you can expect some important safeguards. N26 uses a variety of operational and technical measures to give you extra control and safety.
Some of the safety measures include:. The N26 mobile bank app offers you complete control of your account which allows to set and change daily limits, reset PIN, and enable or disable foreign or online payments.
You can also get your card customized as per your requirements. The app provides a fingerprint login and FaceID options so that you can login by using your fingerprint instead of typing the password every time as an added security feature.
Also, you get instantly notified of all the actions you perform on your N26 account. So, you can be assured that your account is fully secure and your transactions are safe.
I think this problem is due to them not correctly setting their account security to work outside their area. The N26 bank is one of those handful banking platforms that offers consumers some of the most widely used baking services for rock bottom prices.
And since it operates with a full German baking license, it is ahead of many of the other platforms in terms of deposit safety.
I even was not able to open the account, because I am Lithuanian. I use the N26 app every day and I like it on all fronts so far.
I waited a while with a review. I have no interest in the company or anything, but I think N26 is a very good bank with a great debit card that you can use to pay anywhere.
Rates are in all times more cheaper than you might expect. Referral code is: abdelmoe The banking experience with N26 has been great so far.
Use another banking service! Having deposited the first amount onto my recently open-end N26 account via a till in a pound shop I set up various domestic standing orders to leave this N26 account.
I contacted the chat assistants three times. N26 use impolite language when speaking with their customers, patronising at times.
Overview Reviews About. See business transparency. Write a review. Filter by:. Reset filters. You've already flagged this.
Reply from N Hey, Thank you for taking the time to leave your review. In accordance with European banking processes, N26 must carry out regular and routine checks on user accounts.
We sincerely apologise for the inconvenience this has caused you. These processes are followed to ensure our user accounts are kept safe and secure.
Whilst we understand the concern you may have for the status of your account, we are unable to provide detailed information and support through this medium.
We'd be happy to take a further look into this for you. Please ensure to quote the code and one of our dedicated team members will be on hand to assist you.
Hey Jane, Thanks for taking the time to leave your review. As a licensed and registered bank we are governed by strict guidelines and laws.
This may mean that we are unable to offer an account anymore due to legal reasons. Most German banks don't even have an English website. If you don't speak German, N26 is one of the best options.
The app is also available in 5 languages. Opening an N26 account takes 10 minutes. You can open an account from anywhere in the world. All you need is a phone with a camera.
You open the app, start a video chat, take pictures of your document and you are done. The signup process doesn't always work perfectly, but when it does, it's super quick.
You get your credit card only a few days later. N26 is not the only bank to offer those benefits. Many banks let you open an account without an Anmeldung.
Deutsche Bank offers limited English support. N26 is a great bank, but you should still look at the other options.
There are also a few things I dislike with N Online banks have their disadvantages, and N26 itself has.
N26 offers no easy way to deposit cash in your account. In Germany, you often need to pay with cash, so you will have a lot of coins at home.
If you want to get rid of your coins , you must go to the Bundesbank. The Bundesbank has very inconvenient opening hours. When you create your account, you must start a video chat and verify your passport.
Some passport types are not supported. If video ID doesn't work, you must print a document and bring it to the post office.
The person at the post office will verify your identity, and you will get your N26 card a few days later.
The post office does not support all passport types either 1 , 2 , 3. All people sharing a space should be trusted to have access to the money.
Each person will also need their own You or Metal account. Account benefits include a choice of five different card colours, partner discounts and free overseas ATM withdrawals usually charged at 1.
It provides the benefits of N26 You, along with a metal Mastercard in a choice of three colours. Additional features include priority support to skip the queue, plus a travel insurance package and Lounge Key access for airports.
A standard N26 account is free to open and use. As a German bank, N26 is regulated by German financial authorities. It does not offer FSCS protection.
UK customers are protected up to a total of the equivalent of , Euros, through the German Deposit Scheme. There are no N26 branches.
Instead, you can contact customer support using their app or online banking. Live chat support is only available between 7am and 10pm.
N26 Metal account holders have access to priority support. An N26 bank account has all the essential features of any UK account. It includes an account number and sort code, can receive incoming payments and has Direct Debit functionality.
But, you may find it hard to use as your everyday account. If you plan to use this as your primary account, it makes sense to keep another one open.
Without telephone or email support, and with the bank regulated by German authorities, you may not have the same peace of mind that you would with other banking providers.
Features that launch across Europe can be slower to launch in the UK, with Apple Pay only supported since early Potential customers must provide personal information and a mobile phone number.
Opening an account at N26 is similar to most banks, but the entire process is done online. Here is a detailed breakdown of the process:.
The N26 registration form covers all of the normal personal details that any legally registered bank requires. Following is a list of the basic information:.
Once all the information is in the system, one must agree to the terms and conditions, and opt in to any other programs or privacy settings that are displayed on the screen.
An email confirmation will occur next, in addition to the choice of participating in one of the two N26 plans that are currently available in the UK There are proposals to expand their offered services soon.
Getting verified with N26 should be as simple as uploading a selfie and a valid photo ID, as long as you are in the UK. The verification process at N26 is designed to be simple, and you will know quickly if your ID verification was successful.
Once everything is done, a smartphone will have to be paired to the newly created account. Downloading the N26 app is an obvious and essential step because the app will assist in the pairing of the phone to the account.
It is very important to double-check the phone number associated with the account, the number entered in the first step of the account creation process, since a four-digit verification code will be sent to this number.
If needed or desired, customers can change their telephone numbers later; however, correct numbers are essential to finish the enrolment process. If there is a problem with the telephone number in the initial stage, customers will not be able to progress in the account creation.
This verification code is part of the three-way security system designed to keep the account and its relevant information safe.
The account can be paired only with one smartphone at a time. Once verified, it is just a matter of waiting for the new MasterCard to arrive.
When it does, the N26 account can be used immediately. As N26 points out on their UK promo, it is the only mobile bank that has a full banking license.
Revolut also offers many of the same services that N26 does. Our comparison of Revolut with N26 might also help you to decide. You can be up and running in just a few minutes.
All you need to do is download the app, fill in the details, agree to terms and conditions and order your card. Thanks to its lean organisational structure and fully online business model, N26 is able to keep its operating costs very low and transfer these savings to their customers.
They have entered into partnership with some of the most reputed companies in the financial sector.
For foreign exchange, they have tied up with TransferWise, Auxmoney for credit and Allianz and Clark for insurance.
This way, you get most of the features of a regular bank account including an international debit card with free ATM withdrawals.